E|Financial Alliance is an investment adviser firm, partnering with professionals in the legal, accounting, and insurance fields to help you manage your finances.
We encourage all of our clients to allow us to develop a plan for them based on real, achievable goals that help them realize the dreams we all have for our future. Our philosophy is that it is much easier to reach your goals if we have them identified in a clear, helpful way. The planning process also closes the gaps on all the things you have been putting off, including estate, retirement, and college planning. The idea of a Financial Plan sounds involved. Can you walk me through it? Absolutely! We start very simply and build from a basic set of assumptions without using a lot of industry jargon and mumbo-jumbo. What if I want to change it? Great question! A plan is a LIVING document – just like you! We will regularly update it for you to keep it fresh, effective, and on-track. What are the costs? It depends. It is complementary for our asset management clients who have over $250,000 invested. For clients who only need a financial plan, the cost generally ranges between $2,000 and $2,500.
E|Financial Alliance is a fee-only, financial life planning firm serving clients from a wide-range of income levels, along with small and medium sized businesses. We offer advice while serving as a Fiduciary, placing client interests above the firm. This seems intuitive but only a fraction of the financial firms in existence today operate, and are audited, under this standard. What is a Fiduciary? A financial advisor held to a Fiduciary Standard occupies a position of special trust and confidence when working with a client. As a Fiduciary, the financial advisor is required to act with undivided loyalty to the client. This includes disclosure of how the financial advisor is to be compensated and any corresponding conflicts of interest What is Fee-Only? Fee-Only means that the only revenue we earn is the amount that we agree upon. We don’t sell whole life insurance products with commissions. We feel this eliminates the conflicts-of-interest that are traditionally present in financial planning relationships, and allows us to place our clients and their life goals, not their money, at the center of the relationship. We are committed to transparency and have an alliance of partners that help clients with estate planning, life insurance, and property and casualty insurance to serve needs as they arise. Finally, we are an approved Dimensional Funds platform provider, without the cumbersome or avoidable additional cost of a middle-man broker-dealer. While we don’t use Dimensional Funds exclusively, after years of research, we believe it is one of the superior investment fund platforms and provides a tremendous advantage for our clients through expertise and in-fund trading cost advantages over most funds and ETFs (data per Ibbotson research). Click here to read more about the Dimensional Fund Advantage.
Employers face five critical challenges to their existing 401(k) plans. By partnering with Dimensional Funds and Vanguard, The E|Financial Alliance Stewardship Plus package offers efficient solutions to today’s 401(k) plan complexities facilitating seamless transitions for existing plans and startup plans as well. Challenges we help 401K and 403B Plan Sponsors address quickly and efficiently: #1: Reducing Fees – “Are we paying too much, including hidden fees?” #2: Liability management – “Can we get sued?” #3: Service Improvement – “Are we getting unbiased advice from an independent source?” #4: Education for good outcomes – “Do participants have hands-on tools and assistance?” #5: Transition – “How can we make this easier and more streamlined?” If you aren’t sure your company or non-profit retirement plan meets the guidelines above then please take advantage of our complementary analysis of your plan. We use data from many proprietary, third-party, and ERISA sources to put together an objective scoring system to highlight potential areas of opportunity and recommendations. Call, complete the contact form, or email us to schedule a time to start your analysis today!
This is so much more than a job for us. We view it as a calling and a privilege to serve our clients. We believe we are called to utilize our expertise, passion, and God-given talents to serve the needs of our community and beyond. The mission is to help you use your resources to make your life’s dreams a reality. Said another way, we want to help you Plan Today for an Inspired Tomorrow. With this in mind, we are firmly committed to your success and strive to maximize your well-being through intelligent Financial Stewardship and Planning strategies.
Let us know how we can help you reach your goals – we’re honored to serve!
“After a successful career in corporate finance with several Fortune 500 companies, I felt called to voluntarily change directions and focus on building better financial outcomes for people, businesses, and non-profits. Some would call that a mid-life crises (without the convertible!), but I like to call it a mid-life revelation. It has been truly awesome and it helps that my wife is a saint.”
“Just meeting the clients and the pleasure of hearing feedback from clients that our financial planning work together has given them peace and anticipation about their financial future.”
Over 17 years of experience in a variety of Financial management roles, both in corporate finance and personal finance. Mitch previously served clients with Bolen Dodson Wealth Management as well as through a founding partnership with The Refuge Center for Counseling.
I grew up in a rural farming community outside of Memphis, Tennessee. My first job was picking tomatoes, which motivated me to attend college. I met my beautiful wife in college at the University of Tennessee, where I studied biomedical engineering and earned an MBA in finance and management.
After five years of partying and not saving or investing a dime, I suddenly realized that I should probably sign up for my company’s 401(k) plan when our first daughter was born. This journey of early suboptimal decisions led me to become passionate about financial planning. Our company now advises on 15 corporate 401(k) plans.
I live outside of Nashville in beautiful Franklin, Tennessee, with my wife and three children. They keep me busy and living life to the fullest, and sometimes involuntarily! I serve as chairman of the National Association of Personal Financial Advisors (NAPFA) Educational Committee. I also serve on the board of the STARS youth organization, the Partnership Council for the Refuge Center for Counseling, and several ministries important to us through our church.
I also periodically serve as an adjunct professor of personal finance at Williamson College. I enjoy helping to educate the future generation on something as critical as financial planning and investment management. I am just as likely to give a C as an A.
Having said all that, there’s no place I’d rather be than on my boat in the middle of the lake at sunset. That’s usually where you can find me when the weather is warm! I love the outdoors, and my towering strength is flinging kids off inner tubes at the lake without generating lawsuits.
If you visit Nashville, please look me up. I would love to connect!
After spending several years working in public accounting and nearly a decade working with institutional investors at an investment bank, I felt called to make a change professionally and pursue an opportunity that could combine my passion for serving people with my financial expertise and background. However, I was initially hesitant, knowing the financial industry is wrought with conflicts of interest and often lacking integrity. After performing considerable research, I was drawn to the fee-based advisory model, where I believe clients’ interests and advisor incentives are best aligned. Now at E|Financial Alliance, I am energized by the opportunity to serve our clients and invest in our community.
I have the privilege of building long-lasting relationships with clients and helping them to better steward their resources.
I have over 12 years of experience in a variety of financial planning, financial analysis, and investment management roles. I previously served clients at The R.O.W. Group as a Wealth Management Consultant. Prior to joining The R.O.W. Group, I spent over nine years at Morgan Keegan working closely with institutional investors as an Equity Research Analyst. In both 2010 and 2011, I was recognized in the Wall Street Journal’s Best on the Street Analyst Survey. Prior to joining Morgan Keegan, I was a Senior Auditor for Ernst & Young and Arthur Andersen.
I reside in Nashville, TN with my wife and two children. I serve as a Trustee for St. Paul Christian Academy, a finance committee member for the City of Oak Hill, and an active member of West End Community Church in Nashville.
I started in the insurance business as a Peachtree Planning of TN representative. During that
time, I learned the unique challenges and opportunities physicians and business owners face.
The more I learned, the more I wanted to align my interests closely with my clients. I began to
look for a path to an independent firm to minimize conflicts of interest. After one year at Bank of
America Merrill Lynch, I was able to join Taylor Wealth Solutions, a local independent advisory
firm. I deepened my financial planning knowledge at Taylor before going out on my own to start
Tree Street Advisory, a fee-only firm. After several discussions with the E|Financial Alliance
team, I realized our values and philosophies were aligned and joined the team. I’m excited to
contribute to our mission to serve our clients and community.
My true passion lies in helping clients align their financial resources with their deepest desires.
This commitment drives me to provide the best possible financial advice and solutions, ensuring
that their money works for them in the most meaningful ways.
With a career spanning over 17 years in the financial industry, I have gained a wealth of
experience across various sectors, including insurance, banking, and independent channels. My
tenure at Taylor Wealth Solutions was particularly enriching, as I served as the primary financial
planning referral for physicians nationwide through the American Medical Association Insurance
Agency. In the past two years, I have been a student at the Kinder Institute of Life Planning, and
I am on track to receive their RLP designation in the summer of 2024.
I live in Franklin, TN, with my wife and three children. I serve on the Boy Scouts of America
Natchez Trace District committee and am a deacon at Christ Community Church. While I’ve
(mostly) given up my dream of being a rock star, I like writing and performing songs.
Originally from Oklahoma, I moved to Nashville after college. I didn’t know exactly how to apply my educational experience to the “real world” at the time, but I found the retirement plan industry to be a space with ample opportunity for continued challenge, growth, and fulfillment.
I love problem solving and providing reliable, above-and-beyond support to clients!
I have nearly 15 years of experience in the financial services industry. Most recently, I worked as an External Sales Associate in the retirement plan division at Transamerica, helping advisors across the state develop retirement plan solutions that fit their clients’ needs. Prior to joining Transamerica, I spent 5 years at The R.O.W. Group in a variety of roles, gaining experience in retirement plans, wealth management, and operations.
I live just outside of Nashville in Nolensville, TN with my husband and 2 sons. We are active members of The Church at Nolensville. I currently serve on the Executive Board for the Parent Teacher Organization at Jordan Elementary School.
Beth grew up in Upstate New York and spent 23 years in Florida raising her family before moving to Tennessee four years ago.
Beth loves working with clients and striving to give them exceptional service.
Beth has over 25 years of experience as an office manager in a variety of industries, including engineering, construction, retail, and finance. She has a strong background in client/customer service, as well as detail-oriented responsibilities such as accounts payable/receivable, payroll, and insurance.
In her free time, Beth enjoys spending time with her family in Nashville, Florida, and New York. She is a member of New Vision Baptist Church in Murfreesboro, where she volunteers in the preschool program.
Counselors & Therapists
We are appreciative of the skilled and caring members of the counseling community that refer clients to our care. We have worked hard to develop a flexible framework that helps clients restore peace and optimism. When clients see their aspirations on paper with a plan to really get there, a real sense of financial purpose and peace can take over.
CPAs
We work with CPAs who are interested in optimizing a client’s tax position. This means proactively looking for ways to help clients manage their tax obligations in the most efficient and effective manner. We are blessed to be in community with such CPAs who help bring those resources to bear for the client to save them money and time.
Attorneys
Attorneys are a valuable client resource for estate, tax, and divorce planning. We work with clients and attorneys to find a fit that achieves the best results for each situation. Client confidentiality is always a premium as we work through sensitive issues, such as assisting with providing financials to support divorce proceedings or an estate plan.
Most clients are actually looking for Financial Independence which includes Retirement planning. As part of the Retirement Planning process we will explore solutions that allow you to live your chosen lifestyle through your working years and beyond to leaving a legacy for your family. This includes probability analysis under various projected market and economic conditions to build a plan that is flexible and designed to grow with you.
Sometimes unplanned events happen that throw a curveball into your financial plans. For over 7 years, we have been honored to partner with a non-profit counseling organization to provide clients the support they need during difficult or transition times by giving 10% of our client meeting availability as complementary services. Whether it is a divorce, loss in the family, or career transition, we have designed a framework to help clients out of the confusion to a plan of action for their future success.
Business Owners and Executives face a myriad of complex issues. As business owners ourselves and working with dozens in our practice, we know this first-hand. Whether it is tax strategies, succession planning, exit strategies, insurance, or employee benefits, we work closely with you and our network of professionals to provide solutions that help protect the future of your business, and position it for success.
Employers are looking for ways to either implement or improve their existing 401(k) plans and so we offer streamlined solutions in a package that is easy to implement in your company. Our advisory services package offers efficient solutions to today’s 401(k) plan complexities facilitating seamless transitions for existing plans and startup plans as well.
At E|Financial Alliance we incorporate low-cost, efficient platforms designed according to your goals and objectives. This means that the only revenue we earn is the amount that we agree upon. We don’t sell commission-based investment products. We feel this eliminates the conflicts-of-interest that are traditionally present in financial planning relationships, and allows us to place our clients and their life goals, not their money, at the center of the relationship.
Our philosophy is that it is much easier to reach your Life goals if we have them identified in a clear, meaningful way. The “Planning Today for an Inspired Tomorrow” process closes the gaps on the things you have been putting off, including estate, retirement, and college planning. Our approach is designed to help you feel a peace about your future by simplifying the process into clear steps for success.
No, they are not:
It would seem only natural that every financial firm or advisor would be held to the Fiduciary Standard; however, the reality is that most actually are not. For example, in the State of Tennessee, it is estimated that almost 4,000 people claim to be “Financial Advisors”, but less than 200, or 5%, are actually held to and audited to that standard.
Here’s why:
With all the scandals, scammers, and ponzi-schemers out there, the public has demanded that their interests be looked after to protect their assets and look out for their best interests. Most clients that come into our office with their financial statements don’t realize they paid their financial firm a nearly 6% commission on their mutual funds, annuities, and other financial products, or that their 401K is often costing them 2% plus a commission.
This is what it means:
With all the scandals, scammers, and ponzi-schemers out there, the public has demanded that their interests be looked after to protect their assets and look out for their best interests. Most clients that come into our office with their financial statements don’t realize they paid their financial firm a nearly 6% commission on their mutual funds, annuities, and other financial products, or that their 401K is often costing them 2% plus a commission.
106 Mission Court, Suite 703 | Franklin, TN 37067
